Fees & Charges

All successful transactions are subject to our standard broker fee, calculated as a percentage of the loan amount offered. The exact percentage is determined at the outset and depends on the complexity and difficulty of the case. This fee is payable only upon successful production of a lender offer — if we do not deliver, you do not pay.

Some lenders charge an arrangement or administration fee for processing the facility. This is a lender-imposed charge, not an Aberdeen Corporate Finance fee. It may be added to the overall loan amount or payable upon application submission, depending on the lender.

All legal fees are payable directly by the client to their appointed solicitor. For property transactions, the lender will also instruct their own solicitors, whose fees are typically borne by the borrower. We can recommend experienced commercial finance solicitors if required.

For property-secured transactions, a professional valuation will be required by the lender. The cost depends on the property type, value, and complexity. In some cases, lenders may accept a desktop valuation, which is less expensive than a full physical inspection.

For larger or more complex transactions (particularly corporate finance), the lender may require additional due diligence — including forensic accounting, environmental surveys, or specialist reports. These costs are disclosed in advance.

Certain facilities require specific insurance coverage (e.g., building insurance for property loans, key person insurance for corporate lending). These are standard lender requirements and are arranged separately by the client.