About Aberdeen Corporate Finance
Independent commercial finance brokers providing bespoke funding solutions across the United Kingdom.
Who We Are
Aberdeen Corporate Finance Limited is an independent commercial finance brokerage headquartered in London. Founded by James Ritchie, our firm specialises in navigating the complex landscape of commercial lending to secure funding solutions that the high street simply cannot offer.
Our approach to the traditionally inaccessible world of business finance is refreshingly different. We view finance not as a hurdle, but as a strategic enabler — the most vital component towards the success of any growing organisation. Whether you require £50,000 or £25 million, we apply the same rigour, dedication, and market expertise to every instruction.
Unlike the major banks, we can provide finance for new start businesses, those without audited accounts, and borrowers who may find it difficult to secure funding elsewhere — including applicants with adverse credit history and mortgages for unusual or non-standard properties.
Our Core Strengths
Whole-of-Market Access
We maintain relationships with over 200 lenders — from high street banks and challenger banks to specialist funders, family offices, and private credit funds — ensuring the widest possible range of options for every client.
Independent & Impartial
We are not tied to any single lender or financial institution. Our recommendations are driven solely by what is right for your business, not by commission structures or panel restrictions.
Experienced Professionals
Our team brings over 25 years of combined commercial finance expertise, having structured and placed hundreds of millions of pounds across property, corporate, asset, and trade finance.
Client-Centric Approach
Every engagement begins with listening. We invest time to understand your business, its challenges, and its ambitions before recommending any funding solution.
London-Based, UK-Wide
Headquartered at 128 City Road, London EC1V 2NX, we serve businesses and property investors across the entire United Kingdom, from start-ups to established enterprises.
Results-Driven
Our contingent fee model means we only succeed when you do. We are motivated to find the right solution at the best terms because our compensation is directly tied to your success.
25+
Years Experience
200+
Lender Relationships
£250M+
Finance Arranged
94%
Success Rate
Who We Help
Property Investors & Developers
Bridging loans, development finance, commercial mortgages, and mezzanine funding for residential and commercial projects.
SMEs & Growing Businesses
Working capital, business loans, invoice finance, and asset finance to support day-to-day operations and strategic growth.
Corporate Transactions
MBO/MBI funding, venture capital introductions, joint venture structuring, and phoenix finance for complex corporate deals.
Start-Ups & New Ventures
Unlike many lenders, we specialise in finding finance for new businesses, even those without trading history or audited accounts.
Our Commitment to You
All enquiries are treated as strictly confidential — your business information is safe with us
We invest time to fully understand your business before recommending solutions
We are committed to securing finance as quickly and efficiently as possible
Totally independent with access to the entire UK lending market
Flexible approach tailored to individual needs, circumstances, and objectives
Finance available without audited accounts, formal business plans, or bank visits
Self Certification and Non Status options available for eligible borrowers
Any lawful purpose acceptable — no bank-imposed restrictions on use of funds
Transparent fee structure agreed in advance with no hidden charges
Ongoing support from initial enquiry through to completion and beyond
Leadership
James Ritchie
Founder & Chairman, Aberdeen Corporate Finance Limited
With over 25 years of experience in commercial finance, James founded Aberdeen Corporate Finance with a clear vision: to provide businesses and property investors with truly independent, whole-of-market access to funding solutions. His extensive network of lender relationships and deep understanding of complex financial structures has been instrumental in building the firm's reputation for delivering results where others cannot.
Important Notice
Aberdeen Corporate Finance Limited is a commercial finance brokerage. We are not regulated by the Financial Conduct Authority (FCA) as we do not arrange regulated mortgage contracts or consumer credit agreements. We act as an intermediary, introducing clients to appropriate lenders based on their specific requirements.
Ready to Discuss Your Requirements?
Contact us for a free, confidential consultation. Our team is ready to explore the best funding options for your business.
Get in Touch