Franchise Finance
Specialist funding solutions for franchise opportunities.
Franchising offers a proven route to business ownership, combining the independence of running your own business with the support, brand recognition, and systems of an established franchisor. However, franchise acquisition requires significant capital investment \u2014 typically covering the franchise fee, premises, fit-out, equipment, stock, and working capital.
Aberdeen Corporate Finance has extensive experience in arranging franchise finance across all major franchise brands. We work with lenders who maintain approved franchise panels and understand the unique characteristics of franchise lending \u2014 including the franchisor\'s support structure, territory exclusivity, and proven financial models.
Our Franchise Finance Services
New Franchise Acquisition
Funding to acquire a new franchise territory from the franchisor. We know which lenders have approved panels for specific franchise brands and can secure pre-approved funding packages with streamlined application processes.
Franchise Resale Finance
Finance for purchasing an existing franchisee's operation. Resales often command a premium over new territory costs, and we structure funding that reflects the proven trading history and goodwill of the established business.
Multi-Unit Expansion
Funding for existing franchisees looking to acquire additional territories, open new locations, or consolidate neighbouring franchises. We structure multi-site funding packages that support your growth strategy.
Government-Backed Lending
Many franchise acquisitions are eligible for the Enterprise Finance Guarantee (EFG) scheme, which provides a government guarantee of up to 75% to the lender. This unlocks funding for franchisees who lack sufficient personal security.
Business Plan Preparation
A robust business plan is essential for franchise finance applications. We prepare plans that incorporate the franchisor's financial model, projected performance, and territory-specific analysis that lenders require.
Property & Fit-Out Finance
Many franchises require commercial premises and significant fit-out investment. We arrange the property finance, asset finance, and working capital facilities needed to get your franchise operational.
Why Franchise Finance Is Different
Franchise lending is one of the lower-risk categories of business finance because the borrower is operating within a proven system with established brand recognition, training, and ongoing franchisor support. This means:
Important Notice: Aberdeen Corporate Finance Limited acts as a commercial finance broker. All franchise finance is subject to status and lender criteria. Government-backed schemes are subject to eligibility. Aberdeen Corporate Finance Limited is not regulated by the FCA.
Investing in a Franchise?
Contact us for specialist franchise finance advice and competitive funding from brand-approved lenders.
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