Factoring Extras
Additional services available with our factoring solutions.
Invoice factoring is more than just a funding mechanism. The best factoring facilities offer a comprehensive suite of additional services that can transform your credit management, reduce risk, and improve operational efficiency. Understanding these extras \u2014 and choosing a provider that delivers them effectively \u2014 can add significant value beyond the core cash flow benefit.
Available Extras
Bad Debt Protection
Non-recourse factoring protects your business against customer insolvency. If a debtor fails to pay due to insolvency, the factoring company absorbs the loss — giving you certainty that funded invoices are fully protected. This eliminates one of the greatest risks in B2B trading.
Credit Control & Collections
Full-service factoring includes professional credit control management. The factor contacts your customers, chases overdue payments, and manages the collections process — freeing your team to focus on sales and operations while improving debtor days.
Export Factoring Services
For businesses trading internationally, export factoring provides funding against overseas invoices, credit insurance in the buyer's jurisdiction, and local collection services. This reduces the risk and complexity of trading on credit terms with international customers.
Credit Checking & Monitoring
Factoring companies provide credit assessments on your existing and prospective customers, alerting you to changes in their financial status. This intelligence helps you make informed decisions about credit limits and payment terms.
Debtor Ledger Management
Some providers offer full sales ledger management as part of the factoring service — including posting cash receipts, reconciling accounts, and providing regular aged debtor reports. This reduces your administrative burden and improves reporting accuracy.
Online Portals & Reporting
Modern factoring facilities include real-time online portals where you can upload invoices, request drawdowns, monitor your funding availability, and access detailed management reports — providing full visibility and control over your cash flow position.
Why These Extras Matter
Important Notice: Availability of extras varies by provider and facility size. Bad debt protection covers insolvency-related non-payment only. Aberdeen Corporate Finance Limited is not regulated by the FCA.
Explore Invoice Finance
Contact us to find a factoring facility that delivers the extras your business needs.
Get a Quote