Property Finance Options
A comprehensive range of property finance solutions.
The commercial property finance market offers a broad spectrum of products, each designed to serve different purposes, timescales, and risk profiles. Choosing the right product — and the right lender — is critical to achieving the best outcome for your transaction.
Aberdeen Corporate Finance provides access to the full range of property finance options through our panel of over 100 specialist lenders. Below is a summary of the core product categories we arrange.
Available Finance Options
Commercial Mortgages
Long-term finance for acquiring, refinancing, or raising capital against commercial property. Terms from 3 to 25 years with fixed and variable rate options. Suitable for offices, retail, industrial, mixed-use, and specialist property types.
Bridging Loans
Short-term finance from 1 to 24 months for time-sensitive acquisitions, auction purchases, refurbishment projects, and chain breaks. Facilities from £25,000 to £50 million with completion in as little as 7 days.
Development Finance
Staged funding for ground-up developments, conversions, and major refurbishment projects. Typically up to 70% of GDV and 90% of total costs, with interest rolled up and repaid on completion or sale.
Mezzanine Finance
Subordinated debt to bridge the gap between senior lending and equity. Enables higher leverage and reduced borrower equity requirements. Typically combined with senior debt for development and acquisition transactions.
Non-Status & Self-Cert
Specialist mortgages for borrowers who cannot meet mainstream lending criteria — self-employed individuals, adverse credit, complex structures, and foreign nationals. Assessment based on asset quality and exit strategy.
Capital Raising & Refinance
Release equity from existing commercial property assets to fund business growth, acquisitions, tax liabilities, or new investments. Competitive refinance options to reduce costs or restructure existing facilities.
Not Sure Which Option Is Right?
Many transactions require a combination of products — for example, bridging finance for the acquisition followed by development finance for the build, with exit onto a commercial mortgage. Aberdeen Corporate Finance structures integrated multi-product solutions that cover the full lifecycle of your property transaction.
Important Notice: All property finance facilities are subject to status, valuation, and lender criteria. Aberdeen Corporate Finance Limited is not regulated by the FCA.
Explore Your Options
Contact us for a no-obligation discussion about the right property finance solution for your needs.
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